Your Investments, Now Even Safer with @valid UPI IDs

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Your Investments, Now Even Safer with @valid UPI IDs

Investing money should be safe, easy, and worry-free for every individual. To make payments more secure, SEBI has introduced validated UPI IDs for all registered intermediaries, effective October 1, 2025. These IDs are structured in a way that makes them easy to recognise and verify, helping you invest with confidence.

Here’s how the new UPI addresses work:

Each intermediary will have a unique, readable name followed by an abbreviation representing their type. For example, a broker named 'pqr' will have pqr.bkr, and a mutual fund named 'mno' will have mno.mf.
The username is combined with a unique '@valid' handle linked to the intermediary's bank. For instance: pqr.bkr@validicici or mno.mf@validicici
Every validated UPI ID will also show a green thumbs-up icon to make it even easier to spot a verified intermediary. Seeing this icon means your payment is going to a registered intermediary, while its absence warns you to be cautious of unverified entities.
UPI payments for investments will have a daily limit of up to ₹5 lakhs, depending on the chosen bank or payment app.

What does it mean for The Wealth Company Mutual Fund investors?

Existing Systematic Investment Plans (SIPs)

Your current SIPs will continue as usual. No changes are required, and your ongoing investments remain uninterrupted.

New SIPs, renewals, or fresh investments

You can use The Wealth Company Mutual Fund’s validated UPI ID for any new or renewed investments.

Other payment options remain available

If you prefer using NEFT, RTGS, IMPS, or cheques for investments, you can do so as usual. This gives you flexibility while maintaining the added security of validated UPI payments.

For more details, refer to the SEBI circular dated June 11, 2025.

Invest securely with SEBI Check

SEBI will also introduce a SEBI Check tool soon to help investors verify the UPI IDs and bank account details of registered intermediaries. This tool aims to add an extra layer of security to your investment payments.

How can it benefit investors like you?

Peace of mind knowing that your payments go to the right place
Easy verification of UPI IDs before making any payment
Enhanced safety to prevent fraud and ensure your investment journey is secure from start to finish

The Wealth Company Mutual Fund’s Move to Safer Payments

The Wealth Company Mutual Fund is rolling out @valid UPI IDs across all investor platforms. These validated UPI IDs can make it easy to spot verified accounts, whether you invest online, through the app, or via other channels.

You’ll notice the green thumbs-up icon alongside the UPI ID as a clear signal that your payment is going to the right account.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Disclaimer :

This article is for information purposes only and does not constitute an offer or invitation to sell or the recommendation or solicitation of an offer or invitation to purchase any securities ("Securities") of The Wealth Company Holdings Asset Management Company Pvt Limited( the "Company") in India or any other jurisdiction. The information provided herein is derived from public sources that have not been independently verified. No representation or warranty, express or implied, is provided in relation to the fairness, accuracy, correctness, completeness or reliability of the information, opinions or conclusions expressed herein. Views expressed herein are as of 31st August 2025, involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied herein. The Wealth Company Mutual Fund/AMC is not indicating or guaranteeing returns on any investments. Readers should seek professional advice before taking any investment related decisions and alone shall be responsible. MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

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