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The Wealth Company Multi Asset Allocation Fund

One Portfolio, Many Engines..

NAV

Quick Reasons to Invest

Stay Aligned with Every Market

The fund dynamically adjusts portfolio as markets rise or fall, aiming to keep your portfolio balanced and on track through changing conditions.

Strength in Every Cycle

By combining equities for growth, debt for potential stability, and commodities for hedge, the fund is built with an aim to perform in varied economic environments.

Professionally Managed, Actively Balanced

You don’t have to time the market. Expert fund managers actively rebalance fund portfolio across asset classes using research-driven investment philosophy.

Fund Snapshot

Feature

Details

Type

An open ended Multi Asset Allocation scheme investing in equity/equity related securities, debt/ money, market instruments, commodity ETFs and exchange traded commodity derivatives

Minimum Application

Rs. 1,000/- and in multiples of Rs. 1/- thereafter

Minimum Redemption

Any amount' or 'any number of units' as requested by the investor.

Entry Load

Nil

Exit Load

1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment.

Plans/Options

Direct Plan / Regular Plan — Growth & IDCW (Payout / Reinvestment)

Riskometer

Very High Risk

Investment Objective

To provide long-term growth in capital and income to investors, through active management of investments in a diversified portfolio of instruments across multiple asset classes viz. Equity, Debt, commodity ETFs and exchange traded commodity derivatives and related instruments.

There is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return

Our Investment Approach

A) C.H.A.N.G.E. Framework

Capable Management

Proven leadership with vision, experience and the ability to adapt

Historical performance

Sound operating metrics, efficient capital allocation and strong return ratios

Attractive valuations

Entry at reasonable prices based on comparative and dynamic metrics

Navigating market cycles

Management's ability to respond to economic shifts and competitive changes

Governance & transparency

Alignment with minority shareholders and clean corporate practices

Earnings growth & execution excellence

Scalable models with consistent growth and operational delivery

B) E.D.G.E. Framework

Exchange and market specific indicators

• Price change • Delivery volumes • Volatility index

Domestic indicators

• Economic growth drivers • Central bank liquidity policy • Interest rate movements

Global indicators

• Currency movements • Global bond yields • Global central bank policies • FII/DII activity

Exit & Rebalancing Strategy

• Better opportunity • Drift away from initial investment rationale • Signs of business disruption /higher competitive intensity • Overlay of Technical factors like Momentum, RSI

Fund Managers

Ms. Aparna Shanker

(Equity)

Over 32 years of experience in the Mutual Fund industry across various domains. From Apr 2022 to Jan 2025: Fund Manager, SBI Resurgent India Opportunities Fund. From Sept 2012 to Mar 2022: Fund Manager, SBI ESG Fund (PMS), Amundi India Infrastructure Opportunities Fund (international mandate managed by SBI Funds Management). She has also worked with Unit Trust of India, Birla Global Finance and Sahara Mutual Fund in the past.

Mr. Umesh Sharma

(Debt)

Over 20 years of experience managing debt portfolios at Franklin Templeton and ICICI. Recognized for consistency, macro-awareness and disciplined duration management.

Mr. Niranjan Das

(Gold & Silver)

Mr. Niranjan Das has over 32 years of experience in the mutual fund industry, with strong expertise in fund management and investment operations. He spent over three decades with UTI Mutual Fund, where he held multiple key roles across investment and operational functions. He has served as Fund Manager for Gold and Silver ETFs, responsible for overall scheme management and operational oversight.

Scheme Documents

Scheme Information Document (SID)

Download

Key Information Memorandum (KIM)

Download

Product Deck

Download

Product Label

This product is suitable for investors who are seeking*:

•Long-term capital appreciation.
•Investment in a multi asset allocation fund with investments in diversified portfolio of instruments across multiple asset classes viz. Equity, Debt and Gold/silver, ETF, commodity ETFs, exchange traded commodity derivatives and related instruments
*Investors should consult their financial advisors if in doubt about whether the scheme is suitable for them.

Scheme Risk-o-meter

Investors understand that their principal will be at Very High Risk

Multi Asset Allocation Fund

Benchmark Risk-o-meter

The Risk of the Benchmark is High Risk

NIFTY 200 TRI (40%) + NIFTY Short Duration Debt Index (45%) + Domestic Prices of Gold (10%) + Domestic Prices of Silver (5%)

The above product labelling assigned during the New Fund Offer is based on internal assessment of the Scheme Characteristics or model portfolio and the same may vary post NFO when actual investments are made. The same shall be updated as per para 17.4.1.i of SEBI Master Circular for Mutual Fund dated June 27, 2024, on Product labelling in mutual fund schemes on ongoing basis. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Please refer to the SID, KIM, and application form before investing.

The Wealth Company Multi Asset Allocation Fund FAQs

A Multi Asset Allocation Fund is a hybrid mutual fund that invests in at least three different asset classes — typically Equity, Debt, and Commodities (like Gold or Silver). The idea is to balance risk and return by diversifying investments across assets that behave differently in various market conditions. minimum 10% in at least 3 asset classes

While balanced or hybrid funds usually invest only in equity and debt, a multi-asset fund adds a third asset class, often commodities. This broader mix can help reduce portfolio volatility and improve risk-adjusted returns.

Because no single asset class performs well at all times. Multi Asset Funds diversify risk across market cycles, smoothen returns by combining growth (equity), stability (debt), and hedge (commodities), and simplify investing, since allocation and rebalancing are handled by professionals.

These funds suit investors who want one solution for multiple asset classes, have a medium- to long-term investment horizon (3–5 years or more), seek lower volatility than pure equity funds, and prefer professionally managed diversification.

Fund managers use dynamic allocation strategies, adjusting weights based on market valuations, interest-rate trends, commodity prices, and macroeconomic indicators. This helps them capture opportunities and manage risk proactively.

Exposure to multiple asset classes in one fund, reduced impact of market swings, professional rebalancing, potential for steady, long-term growth, and simplified tax filing.

While diversification reduces risk, it doesn’t eliminate it. These funds are still subject to market risk in equities, interest-rate risk in debt, price risk in commodities, and allocation risk if one asset underperforms unexpectedly.

Investors should ideally stay invested for 3 years or longer to allow all asset classes to perform and to benefit from lower long-term capital-gain tax.

Yes. SIPs in Multi Asset Funds are a great way to build wealth gradually across asset classes, while benefiting from rupee-cost averaging and disciplined investing.

No. They typically invest through Exchange Traded Funds (ETFs) or commodity derivatives linked to gold, silver, or other metals — not in physical form.

They can be more convenient and cost-effective since allocation and timing are handled by professionals, you pay one expense ratio instead of three, and tax reporting is simplified.

Most funds charge 1% if redeemed within 30 days from the date of investment and nil thereafter, but this varies by AMC.

You can view your NAV and portfolio details on the AMC’s website, on AMFI (www.amfiindia.com), or through your mutual-fund distributor’s portal.

Returns depend on market movements and asset mix. Historically, Multi Asset Funds have offered moderate to high returns over the long term, with lower volatility than pure equity funds.

Yes. The success of these funds depends on the fund manager’s ability to assess macro trends, rebalance effectively, and select quality instruments across asset classes.

You can invest through your mutual fund distributor or advisor

The Wealth Company Multi Asset Allocation Fund

The Wealth Company Multi Asset Allocation Fund

Quick Reasons to Invest

Fund Snapshot

Investment Objective

Our Investment Approach

Fund Managers

Scheme Documents

Product Label

The Wealth Company Multi Asset Allocation Fund FAQs

How is it different from a Balanced or Hybrid Fund?

Why should an investor consider a Multi Asset Fund?

Who should invest in Multi Asset Funds?

How do these funds decide how much to invest in each asset class?

What are the main benefits of Multi Asset Allocation Funds?

What are the risks involved?

What is the typical investment horizon?

Are these funds suitable for SIPs (Systematic Investment Plans)?

Do these funds invest in physical gold or silver?

Are Multi Asset Funds better than investing separately in equity, debt, and gold funds?

What are the exit loads in Multi Asset Funds?

How can I track my investment?

What kind of returns can I expect?

Is professional management important in Multi Asset Funds?

How can I start investing?